If you’re transitioning towards retirement, or just want to understand whether or when you can afford to retire, our service can help. We will:
By focusing on what we do best, we leave you to focus on the things you enjoy doing.
No matter what your personal circumstances are and what your financial position looks like, if you’re approaching retirement and ready to explore how to take your retirement income, then this service is for you.
You’ll have a no obligation meeting with one of our Financial Planners to discuss your hopes and needs for retirement.
We'll listen to your goals and gather all the necessary information. Please note, no written reports or physical plans are provided at this stage.
Cost: £0 – there’s no charge to you for this stage of the service.
Using the information you've provided, we'll create a plan that will outline how your pensions and savings could be used to help achieve the retirement you desire.
We'll discuss this plan with you to see what your finances might look like throughout your retirement. No written reports or physical plans are provided at this stage.
Cost: £0 – get a feel for what your retirement might look like without it costing you a penny.
A fee will apply if you'd like us to provide you with our full recommendation report and progress any actions agreed.
Cost: £999*
Life’s plans can and do change. If you've been recommended an investment product we can hold regular reviews with you to help ensure you remain on track to achieve your retirement goals without running out of money.
Cost: We'll charge a % of the value of your investments.| Fund Value | Advice charge |
|---|---|
| On the first £150,000 | 0.75% per year |
| On the next £350,000 | 0.60% per year |
| On the excess over £500,000 | 0.25% per year |
* This fee is specific to advice given in relation to defined contribution pension(s). If you require advice in relation to defined benefit pension(s) separate fees will apply. Any implementation costs for following the recommendations are included within the £999 fee.