Welcome to **HUB Financial Solutions**

As a member of your pension scheme, you have access to our Guided Annuity Service. We can provide you with all you need to achieve the highest possible guaranteed income for life (annuity) using your pension fund. Our team of experts will not make any recommendations for you. Instead they provide all the help you need to make an informed decision for your own particular circumstances.

We’ve been supporting pension scheme members for 16 years, and are trusted by many of the biggest organisations in the country to help their members when they’re ready to access their pension benefits.



Introducing Annuities
One of the ways to provide an income in retirement is to purchase an annuity. This is a product which pays a guaranteed income for the rest of your life in exchange for a lump sum payment, in this case your pension pot.
Your annuity options
Steps to buying an annuity
Our guided annuity service is a step-by-step process that will help you find the annuity with the highest income. We’ll be there at each step to make sure you feel comfortable with the choices you make and have the support you need to make an informed decision.
See the steps
Our fees for this service
Before you decide our annuity service is right for you, we’d like to make you aware of the fees for our service.
Our fees
About us
At HUB Financial Solutions, we’re totally focused on finding the right financial solutions for people approaching, or in-retirement. We don’t do anything else. Our purpose is to help people achieve a better later life.
More about HUB Financial Solutions
Pension Wise logo

Have you talked to Pension Wise?

Pension Wise is a government backed service from MoneyHelper that offers free and impartial guidance to people looking to understand their pension options. They can provide you with guidance on your options but they can’t give you any financial advice. They offer appointments with their specialists to anyone aged 50 or over with a defined contribution (personal or workplace) pension. Their appointments typically last around 45 to 60 minutes and they will:


  • explain your pension options,
  • explain how each option is taxed,
  • discuss other factors you’ll need to consider when deciding on your options, and
  • tell you what your next steps are.
Scam smart image

Be scam smart.

Pension scams can be hard to spot.
Scammers can be convincing and financially knowledgeable, with credible-looking websites, testimonials and materials that are hard to distinguish from the real thing.





  • Get impartial advice
  • Reject unexpected offers
  • Check the FCA warning list



Contact us

If you wish to use our service, please let your scheme manager know. They will forward your information to us and we will be in touch.

In the meantime, if you have any questions, please contact us via email at annuityadmin@hubfs.co.uk.