Start planning today for the future you deserve

The National Pension Trust (the Trust) have partnered with HUB Financial Solutions to provide support to you throughout your journey to life after work – whatever that looks like - and our solutions are as individual as you are.


Your pension scheme may have another name, it is the National Pension Trust who is the pension provider.


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Our guided annuity service

As a member of your pension scheme, you have access to our guided annuity service. We can help to provide you with all you need to achieve the highest possible guaranteed income for life (annuity) using your pension fund. We search the whole market to find you the best deal. We’ll base our search on various options you select and the information you tell us, so the results match your personal circumstances. As a member of the Trust, it’s free to use and totally impartial. This service provides information and guidance.

Solutions as individual as you are

At HUB Financial Solutions, we’ve been supporting pension scheme members for 16 years, and are trusted by many of the biggest organisations in the country to help their members when they’re ready to access their pension benefits.

How does it work?

An annuity offers a guaranteed income for the rest of your life. With this option, you can take up to 25% of your pension pot as a tax-free lump sum, and the rest is used to buy a regular income from a provider on the open market. Once an annuity has been set up and the cancellation period has passed, you won’t be able to change your mind.

The income you get depends on the size of your pension pot, your age, postcode, health and lifestyle, annuity rates and the annuity features you choose to add. As a member of the Trust, there is no fee for using this service.

How to purchase a guaranteed income

We’ll collect health and lifestyle information to investigate whether you’re eligible for enhanced annuity rates as part of our service. We won’t make a recommendation or tell you what to do. We’ll give you all the help and information you need to make an informed decision and we’ll work with your pension scheme and the annuity provider to transfer your pension funds and set-up your annuity.

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HUB Financial Solutions, retirement specialists

If you need some help understanding your options at retirement, the HUB Financial Solutions retirement specialist team offers a guidance call. On this call we can explain your options at retirement, the important things to consider for each option, and we can talk you through the next steps. As a member of the Trust, it’s free to use and totally impartial. You can call us directly on 01737 827 978, between 9am – 5pm Monday to Friday. Calls may be monitored or recorded and call charges may apply.

The full range of options available to you are listed on our services page:


Authorised
and regulated by the Financial Conduct Authority

Protected
by the Financial Services Compensation Scheme. Individual limits apply

HUB Financial Solutions
is part of Just Group plc, a FTSE-250 company

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