Which? are an Introducer Appointed Representative of HUB Financial Solutions. If, after going through the service you decide to purchase an annuity product, HUB Financial Solutions will pay an affiliate commission to Which? to help fund their not‑for‑profit mission.
Our annuity service can help you select the best annuity for you and your circumstances, by searching the whole of the market for the highest income - think of this as your shopping around service.
You don't have to accept the offer your current pension provider sends you. You have the right to shop around to find the provider that will offer you the highest guaranteed income for the rest of your life, and this is exactly what we will help with.
As a leading UK retirement specialist HUB Financial Solutions offer a service that can help.
Our annuity service provides you with information about annuities and the ways you can tailor the product to meet your individual needs, which might include guarding against inflation or providing for loved ones in the event of your death.
Using your health and lifestyle information, we'll search the whole of the market to see if you qualify for an enhanced annuity, which could provide you with a higher income in retirement. In 2023, nearly 46% of our customers qualified for an enhanced annuity product.
Please note, our service is non-advised so we won't provide you with financial advice or a personal recommendation. We will however provide you with all of the information you'll need to make the right decision for you, and we'll assist with any paperwork if you decide to proceed.
Please note, if you decide to purchase an annuity, once the cancellation period has ended you can't make any changes and may have to rely on the income it provides for the rest of your life, so making the right decision for you is essential.
If you use our service to buy an annuity there are no fees that need to be paid by you, but we'll receive a commission payment from the annuity provider you choose. The commission will be clearly shown in the annuity quote that we'll send you.
If you're 55 or over and thinking about what to do with your pension pot within the next 6 months, or if you want to transfer any drawdown funds into a guaranteed income, our service could be right for you. Complete the form below and one of our specialists will call you to provide your no-obligation annuity quote.
Lines are open Monday to Friday 9am-5pm (excluding bank holidays).
Calls will be monitored for regulatory purposes
By providing the requested data, you consent to HUB Financial Solutions contacting you to progress your enquiry. We will use the data only in relation to our annuity service and for no other purpose. For more information about how HUB Financial Solutions use your personal data, read our privacy policy.
We'll explain the options that you have to tailor your annuity to your needs – for example, perhaps you’d like your income to increase with inflation? Or perhaps you’d like a spouse to receive an income after you die?
We'll ask you for some information which we'll use to find you the highest possible income available to you from all of the providers on the open market that are available for your circumstances. We'll let you know which annuity provider is offering the highest income, and if you decide to proceed we'll send you an application pack for your chosen provider.
You send the completed application form back to us and we’ll then work with the provider to get your annuity set up. We take care of the admin, so you don’t have to.
We’re totally focused on finding the right financial solutions for people approaching, or in, retirement. Our purpose is to help people achieve a better later life.
We’ve been providing professional regulated advice and guidance since 2006:
We’re part of Just Group plc - one of the UK’s leading providers of retirement income products and services.
Just Group plc is a FTSE-250 financial services company and a specialist in the retirement market. As a Group, we’ve helped more than 650,000 people achieve a better later life through our solutions and services. We’ve been trusted by our customers to carefully look after £24 billion of their pension savings and we’ve helped them release more than £6.7 billion from their properties.